Why do I need professional educator insurance?

Our professional educator policy will guard you against financial devastation in the event you are named in a serious lawsuit arising in the course and scope of your responsibilities as an educator. It also provides coverage in many other areas related to your employment. Your school district’s policy covers the district first and foremost. See our full insurance brochure HERE.

Your Rights in the Workplace

Teachers are protected from certain harms under the Equal Protection Clause of the Fourteenth Amendment of the Constitution. Teachers have the right to be free from discrimination based on race, sex, and national origin -- as well as freedom of expression, academics, privacy, and religion. No Teacher has to tolerate assault or discrimination as a condition of employment.

Our Professional Educators Liability Insurance

  • Our School Staff members are protected the day they join with our Professional Educators Liability Insurance.

  • See brochure above for coverage specifics.

 Legal Help

  • Our insurance plan is here for you as proven protection for school staff members.

  • Our plan has reimbursed members for attorneys fees in connection with resolving their work-related claims. Legal claims are reviewed by our insurance company.

  • Examples of Potential Workplace Legal Claims (not an all-inclusive list): Workplace discrimination, Retaliation, Demotion, Wrongful Termination, Evaluation Issues, Teacher Assault, Breach of Contract, Unsafe Working Conditions

  • If you are a member with a potential legal claim, please email info@carolinateachers.org with the details of the situation. We will determine with our legal counsel if you have a potential claim.